VISA Credit Cards


Earning Advantage VISA Credit Cards are available with credit limits up to $20,000 with no annual fee.

  • No annual fee

  • Rates as low as 9.90% APR*

  • Contactless Transactions

*Rates based on credit score and subject to credit approval.

Please complete the form and either mail the form or stop by the Columbia or Spring Hill branch to see a Member Service Representative.

If your card is lost or stolen call 888-293-1059.

uChoose Rewards Terms and Conditions

You will earn 1 point per dollar spent on purchases & cash advances. Returns will be deducted from the bonus point calculation. There is no limit to the amount of points you can earn! Accounts that are past due three (3) payments will be excluded from earning, redeeming, or retaining points. If your account is closed, voluntarily or involuntarily, you will forfeit all points. Accounts without purchase or cash advance activity for twelve (12) months will forfeit all points. Your points will expire after three (3) years, with the oldest points expiring monthly.

You will receive a breakdown of your points on your monthly credit card statement. To redeem points, contact the www.uchooserewards.com.

Savings Advantage VISA Credit Cards are available with credit limits up to $20,000 with no annual fee.

  • No annual fee

  • Rates as low as 9.90% APR*

  • Contactless Transactions

  • *Rates based on credit score and subject to credit approval.

Please complete the form and either mail the form or stop by the Columbia or Spring Hill branch to see a Member Service Representative.

If your card is lost or stolen call 888-293-1059.

Credit Builder Secured VISA Credit Cards are available with credit limits up to $2,000.

  • $20 annual fee

  • Rates 17.9% APR*

  • Contactless Transactions

  • *Rates based on credit score and subject to credit approval.

SECURITY INTERESTS: All Secured Visa Credit Cards will be secured by funds placed in a Family Advantage FCU shared savings account. Account holder(s) named on the credit card must be identical to account holder(s) listed on the shared savings account. The shared savings account will pay the same interest rate as paid to all savings account holders for the same account type. The funds held on deposit must be 100% of the approved credit line, and must remain on deposit during the entire term of the assignment (e.g. for the minimum credit line of $300, a security interest of $300 will be taken on your FAFCU shared savings account). A separate Assignment of Deposit will be executed to evidence this agreement.

Please complete the form and either mail the form or stop by the Columbia or Spring Hill branch to see a Member Service Representative.

If your card is lost or stolen call 888-293-1059.