Loan Rates
Secured Loans
PRIMARY PLEDGE RATES | Collateral Secured (ie- Auto, Motorcycle, Camper, etc.)
Rates updated 09/25/2023
| Approximate Term | APR* | |
|---|---|---|
| 84 Month* | 5.49% - 7.99% | |
| 72 Month* | 5.24% - 15.49% | |
| 60 Month* | 4.99% - 16.99% | |
| 48 Month* | 4.74% - 16.74% | |
| 36 Month* | 4.49% - 16.49% | |
| RVs - 84 Month* | 7.49% - 12.49% | |
| RVs - 120 Month* | 8.75% - 13.75% | |
| RVs - 180 Month* | 10.5% - 16.27% | |
| *Approximate Term--The approximate term is provided to disclose the term we use to calculate payments for the Credit Union's open-end loan products. Rates and Terms are subject to change without notice./**As of 4/18/2019 there will be a $25 Loan Application. | ||
| Type of Loan | APR | |
|---|---|---|
| Share Savings Secured | 2.05% | |
| Certificate Secured | 2.23%** | |
|
**As of 10/21/14 this rate is 2.23% APR based on 1 year share certificate rate for $100,000 or more. Interest on all Share Certificates Loans will be 2% above the certificate rate. See your loan disbursement voucher for our current rate. Rates and Terms are subject to change without notice. |
||
Personal Loans
Rates updated 06/01/2017
| Type of Loan | APR | |
|---|---|---|
| Personal | 7.90% - 17.90% | |
| Overdraft | 14.90%** | |
| *Loan rates are based on credit worthiness as determined by applicant's credit bureau Beacon score. APR is Annual Percentage Rate. Rates and Terms are subject to change without notice. | ||
Credit Card Rates
| Type of Loan | APR | |
|---|---|---|
| Platinum Visa | 9.90% - 17.90% | |
| *Credit Card rate is based on credit worthiness as determined by applicant's credit bureau Beacon score. APR is Annual Percentage Rate. Rates and Terms are subject to change without notice. | ||