Loan Rates
Secured Loans
PRIMARY PLEDGE RATES | Collateral Secured (ie- Auto, Motorcycle, Camper, etc.)
Rates updated 05/01/2024
Approximate Term | APR* | |
---|---|---|
84 Month* | 6.24% - 8.74% | |
72 Month* | 5.99% - 16.24% | |
60 Month* | 5.74% - 17.74% | |
48 Month* | 5.49% - 17.49% | |
36 Month* | 5.24% - 17.24% | |
RVs - 84 Month* | 8.24% - 13.24% | |
RVs - 120 Month* | 9.50% - 14.50% | |
RVs - 180 Month* | 11.50% - 17.50% | |
*Approximate Term--The approximate term is provided to disclose the term we use to calculate payments for the Credit Union's open-end loan products. Rates and Terms are subject to change without notice. |
Type of Loan | APR | |
---|---|---|
Share Savings Secured | 2.05% | |
Certificate Secured | 2.23%** | |
**As of 10/21/14 this rate is 2.23% APR based on 1 year share certificate rate for $100,000 or more. Interest on all Share Certificates Loans will be 2% above the certificate rate. See your loan disbursement voucher for our current rate. Rates and Terms are subject to change without notice. |
Personal Loans
Rates updated 05/01/2024
Type of Loan | APR | |
---|---|---|
Personal | 8.15% - 17.90% | |
Overdraft | 14.90%** | |
*Loan rates are based on credit worthiness as determined by applicant's credit bureau Beacon score. APR is Annual Percentage Rate. Rates and Terms are subject to change without notice. |
Credit Card Rates
Type of Loan | APR | |
---|---|---|
Platinum Visa | 9.90% - 17.90% | |
*Credit Card rate is based on credit worthiness as determined by applicant's credit bureau Beacon score. APR is Annual Percentage Rate. Rates and Terms are subject to change without notice. |