Loan Rates


 

Secured Loans

PRIMARY PLEDGE RATES | Collateral Secured (ie- Auto, Motorcycle, Camper, etc.)
Rates updated 06/01/2017

Approximate Term Daily Periodic Rate APR*
84 Month* 0.012301% - 0.020521% 4.49% - 7.49%
72 Month* 0.010932% - 0.041068% 3.99% - 14.99%
60 Month* 0.009562% - 0.045178% 3.49% - 16.49%
48 Month* 0.008877% - 0.044493% 3.24% - 16.24%
36 Month* 0.008192% - 0.043808% 2.99% - 15.99%
RVs - 84 Month* 0.016411% - 0.030110% 5.99% - 10.99%
RVs - 120 Month* 0.019863% - 0.033562% 7.25% - 12.25%
RVs - 180 Month* 0.025342% - 0.041781% 9.25% - 15.25%
*Approximate Term--The approximate term is provided to disclose the term we use to calculate payments for the Credit Union's open-end loan products. Rates and Terms are subject to change without notice.
 
 
Type of Loan Daily Periodic Rate APR
Share Savings Secured 0.0056% 2.05%
Certificate Secured 0.0061% 2.23%**

**As of 10/21/14 this rate is 2.23% APR based on 1 year share certificate rate for $100,000 or more. Interest on all Share Certificates Loans will be 2% above the certificate rate. See your loan disbursement voucher for our current rate. Rates and Terms are subject to change without notice.

 

 

Personal Loans

Rates updated 06/01/2017

Type of Loan Daily Periodic Rate APR
Personal

0.021644% -0.049041%

7.90% - 17.90%
Overdraft 0.04% 14.90%**
*Loan rates are based on credit worthiness as determined by applicant's credit bureau Beacon score. APR is Annual Percentage Rate. Rates and Terms are subject to change without notice.
 

 

Credit Card Rates

Type of Loan Daily Periodic Rate APR
Platinum Visa 0.027123% - 0.049041% 9.90% - 17.90%
*Credit Card rate is based on credit worthiness as determined by applicant's credit bureau Beacon score. APR is Annual Percentage Rate. Rates and Terms are subject to change without notice.