Loan Rates
Secured Loans
PRIMARY PLEDGE RATES | Collateral Secured (ie- Auto, Motorcycle, Camper, etc.)
Rates updated 05/01/2024
| Approximate Term | APR* | |
|---|---|---|
| 84 Month* | 5.79% - 8.24% | |
| 72 Month* | 5.49% - 15.74% | |
| 60 Month* | 5.24% - 17.24% | |
| 48 Month* | 4.99% - 16.99% | |
| 36 Month* | 4.74% - 16.74% | |
| RVs - 84 Month* | 7.99% - 12.79% | |
| RVs - 120 Month* | 9.00% - 14.00% | |
| RVs - 180 Month* | 11.00% - 17.00% | |
| *Approximate Term--The approximate term is provided to disclose the term we use to calculate payments for the Credit Union's open-end loan products. Rates and Terms are subject to change without notice. | ||
| Type of Loan | APR | |
|---|---|---|
| Share Savings Secured | 2.05% | |
| Certificate Secured | 2.23%** | |
|
**As of 10/21/14 this rate is 2.23% APR based on 1 year share certificate rate for $100,000 or more. Interest on all Share Certificates Loans will be 2% above the certificate rate. See your loan disbursement voucher for our current rate. Rates and Terms are subject to change without notice. |
||
Personal Loans
Rates updated 05/01/2024
| Type of Loan | APR | |
|---|---|---|
| Personal | 8.15% - 18.15% | |
| Overdraft | 14.90%** | |
| *Loan rates are based on credit worthiness as determined by applicant's credit bureau Beacon score. APR is Annual Percentage Rate. Rates and Terms are subject to change without notice. | ||
Credit Card Rates
| Type of Loan | APR | |
|---|---|---|
| Platinum Visa | 9.90% - 17.90% | |
| *Credit Card rate is based on credit worthiness as determined by applicant's credit bureau Beacon score. APR is Annual Percentage Rate. Rates and Terms are subject to change without notice. | ||