VISA Credit Cards

Platinum VISA Credit Cards are available with credit limits up to $20,000 with no annual fee.

  • No annual fee
  • Rates as low as 9.9% APR*
  • No balance transfer fee
  • 5.9% balance transfer rate
    (for qualified members for the first year)

*Rates based on credit score and subject to credit approval.

Platinum Visa Credit Card Application

Please complete the form and either mail the form or stop by the Columbia or Spring Hill branch to see a Member Service Representative.

If your card is lost or stolen call 800-289-5939.

Member Choice Reward Terms and Conditions

You will earn 1 point per dollar spent on purchases and cash advances. Returns will be deducted from the bonus point calculation. There is no limit to the amount of points you can earn! Accounts that are past due three (3) payments will be excluded from earning, redeeming, or retaining points. If your account is closed, voluntarily or involuntarily, you will forfeit all points. Accounts without purchase or cash advance activity for twelve (12) months will forfeit all points. Your points will expire after five (5) years, with the oldest points expiring monthly.

You will receive a breakdown of your points on your monthly credit card statement. To redeem points, contact the member choice rewards center at 1-888-290-5457

Member Choice Rewards Website

Information on Registering Your Visa Card

View Statements and Make Payments Online