Savings Rates


Rates updated 01/04/2017

Type of Account Dividend Rate APY*
Regular Share Savings 0.05% 0.0501%
Club Account 0.05% 0.051%
IRA Accumulation 1.10% 1.1086%
IRA - 6 Months 0.14% 0.14%
IRA - 12 Months 0.23% 0.23%
IRA - 18 Months 0.29% 0.29%
IRA - 24 Months 0.60% 0.60%
Money Market: $2,500-$7,499.99 0.10% 0.1003%
Money Market: $7,500-$9,999.99 0.15% 0.1505%
Money Market: $10,000 and over 0.20% 0.2070%

Dividend rates are variable and may change after the account is open. Club accounts are limited to one withdrawal per calendar year, excess withdrawals will incur a fee. Regular share and club account dividends are compounded quarterly. Money market account dividends are compounded monthly. The APY is based on the assumption that minimum balances & other requirements are met. Fees could reduce the earnings on the account. APY = Annual Percentage Yield. Rates and Terms are subject to change without notice.


Share Certificate Rates

Rates updated 11/01/2017

$500.00 - $24,999.99 Dividend Rate APY*
6 Months 0.10% 0.1003%
12 Months 0.19% 0.1906%
18 Months 0.25% 0.2509%
24 Months 0.55% 0.5529%
   
$25,000.00 - $99,999.99 Dividend Rate APY*
6 Months 0.12% 0.1203%
12 Months 0.21% 0.2107%
18 Months 0.27% 0.2710%
24 Months 0.58% 0.5831%
   
$100,000.00 and over Dividend Rate APY*
6 Months 0.14% 0.1404%
12 Months 0.23% 0.2308%
18 Months 0.29% 0.2911%
24 Months 0.60%  0.6033%

APY is based on the assumption that minimum balances & other requirements will be met. All share certificate dividends are compounded monthly. Certificates are subject to a penalty for early withdrawal. APY = Annual Percentage Yield. Rates and Terms are subject to change without notice.