Got a problem with debt? You can get out from under high interest and principal payments by using the following techniques suggested by Debtors Anonymous.

Admit your spend too much. Just for today- one day- do not incur any new debt. Then do it again tomorrow and the next day.

• Draw up a spending plan and keep track of exactly what you spend.
• Quit carrying credit cards.
• Make a list of every penny of debt you owe and draw up a plan for repying it.
• Remember it’s best to be a “slow Pay” than a “no pay”.
• Don’t go bankrupt. Life after bankruptcy isn’t as easy as advertised.