PRIMARY PLEDGE RATES
Collateral Secured (ie- Auto, Motorcycle, Camper, etc.)
Rates updated 03/01/2011 |
| Approximate Term |
Daily Periodic Rate |
APR |
| 72 Month* |
0.010932% - 0.041068% |
3.99% - 14.99% |
| 60 Month* |
0.009562% - 0.045178% |
3.49% - 16.49% |
| 48 Month* |
0.008877% - 0.044493% |
3.24% - 16.24% |
| 36 Month* |
0.008192% - 0.043808% |
2.99% - 15.99% |
| RVs - 84 Month* |
0.016410% - 0.030110% |
5.99% - 10.99% |
| RVs - 120 Month* |
0.019863% - 0.033562% |
7.25% - 12.25% |
| RVs - 180 Month* |
0.025342% - 0.041781% |
9.25% - 15.25% |
| *Approximate Term--The approximate term is provided to disclose the term we use to calculate payments for the Credit Union's open-end loan products. Rates and Terms are subject to change without notice. |
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| Type of Loan |
Daily Periodic Rate |
APR |
| Share Savings Secured |
0.006027% |
2.20% |
| Certificate Secured |
0.006658% |
2.43%** |
| **As of 02/01/11 this rate is 3.55% APR—based on 1 year share certificate rate for $100,000 or more. Interest on all Share Certificates Loans will be 2% above the certificate rate. See your loan disbursement voucher for our current rate. Rates and Terms are subject to change without notice. |
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PERSONAL LOAN RATES
Rates updated 03/01/2010 |
| Type of Loan |
Daily Periodic Rate |
APR |
| Personal |
0.027123% - 0.049041% |
9.90% - 17.90% |
| Overdraft |
0.040822% |
14.90%** |
| *Loan rates are based on credit worthiness as determined by applicant's credit bureau Beacon score. APR is Annual Percentage Rate. Rates and Terms are subject to change without notice. |
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| CREDIT CARD RATES |
| Type of Loan |
Daily Periodic Rate |
APR |
| Platinum Visa |
0.027123% - 0.049041% |
9.90% - 17.90% |
| *Credit Card rate is based on credit worthiness as determined by applicant's credit bureau Beacon score. APR is Annual Percentage Rate. Rates and Terms are subject to change without notice. |
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