Checking Services
Regular Checking

We understand the need today for a convenient, no-hassle checking account. We realize you want your life less stressed and less cluttered. That is why we offer free home banking, free bill pay, and safekeeping of all your check copies. No need to worry where you put that cancelled check. Just a click of a button on home banking or a quick call to the credit union and we can readily provide that data to you. We have put together the following package of Checking benefits:

  • No Monthly Service Charge
  • Detailed Monthly Statements
  • No Minimum Balance Required
  • Duplicate Checks
  • No Per Check Charge
  • No ATM Fee* For Up to 8 Withdrawals Per Month
  • Overdraft Protection * System Transferred From Savings $5.00
  • Visa Debit Card - Worldwide Acceptance
  • No Charge - Safekeeping 24/7 Access
  • Free Online Internet Banking
  • E-Statements
  • E-Notices
  • E-Alerts
  • Text/Mobile Banking

*Members can avoid this fee by transferring funds by phone, audio response, or home banking.

Advantage + Checking

For a low monthly fee of $5.95 receive the following benefits:

  • Free $10,000 Accidental Death & Dismemberment Insurance
  • Payment Card Protection - Protect all of your credit, ATM, debit and check cards in the event of loss or theft.
  • Everywhere Cash Savings - Save at your favorite retailers - just go online and click or print your way to savings.
  • Hotel Savings Network - Save 5% to 20% every time you stay at one of the 10,000 participating hotels nationwide.
  • Discounted Gift Cards - With this valuable benefit, you can purchase gift cards worth $25 while enjoying a discount off the face value of each card.
  • Discount Shopping Service - Save up to 50% off manufacturer's list price on thousands of brand name products; or use this service to comparison shop before you buy.
  • One free box of checks (100 checks) each year.

*Some financial institutions charge a surcharge for use of their ATM machine.

Bill Pay System

Make paying bills a simple click of the button.

View a Demo of Our Bill Pay System

If you have a computer and internet access - paying bills just got easier.

  • Pay Anyone
  • Send Gift Checks
  • Send a Donation
  • Free Bill Pay
  • Pay Bills Anytime Anywhere to Any Merchant
  • Set up Automated or Recurring Payments
  • Make One-Time Payments
  • Send Funds to Other Financial Institutions
  • Members Own Research Site
  • Unlimited Number of Payments

Keep Tabs on Your Debit Card with CardValet

If you want to manage and protect your debit card, learn more about CardValet.

Helpful Resources


Family Advantage Federal Credit Union
Main Branch: P.O. Box 39,
100 Stephen P. Yokich Pkwy Spring Hill, Tennessee 37174
931.486.3125 or Toll-Free 1.888.486.3125

Branch Hours: Spring Hill
Lobby - Monday - Friday 9am - 5pm, Saturday 9am - 12pm
Drive -Thru - Monday - Friday 9am - 5pm
ATM - 24/7


Columbia Branch: 615 West 7th Street, Columbia, Tennessee  38401
931.486.3125 or Toll-Free 1.888.486.3125


Branch Hours: Columbia
Lobby - Monday - Friday 9am - 5pm
Drive-Thru - Monday - Friday - 9am - 5pm, Saturday - 9am to 12pm
ATM - 24/7

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Rates are variable and are based on an evaluation of credit history, so your rate may differ.