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Rates effective April 1, 2008 |
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Regular Share Savings |
1.00% |
1.00% |
Club Account |
1.10% |
1.11% |
IRA Accumulation |
3.15% |
3.20% |
Money Market (min. $2,500):
$2,500 - $7,499.99 -
$7,500 - $9,999.99 -
$10,000 and over |
1.10%
1.60%
2.10% |
1.11%
1.61%
2.20% |
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Dividend rates are variable and may change after the account is open. Club accounts are limited to one withdrawal per calendar year, excess withdrawals will incur a fee. Regular share and club account dividends are compounded quarterly. Money market account dividends are compounded monthly. The APY is based on the assumption that minimum balances & other requirements are met. Fees could reduce the earnings on the account. APY = Annual Percentage Yield. |
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The APY's quoted are available May 1, 2008. |
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6 Months |
3.24% |
3.29% |
12 Months |
3.30% |
3.35% |
18 Months |
3.36% |
3.41% |
24 Months |
3.42% |
3.47% |
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6 Months |
3.26% |
3.31% |
12 Months |
3.32% |
3.37% |
18 Months |
3.38% |
3.43% |
24 Months |
3.44% |
3.49% |
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6 Months |
3.28% |
3.33% |
12 Months |
3.34% |
3.39% |
18 Months |
3.40% |
3.45% |
24 Months |
3.45% |
3.51% |
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APY is based on the assumption that minimum balances & other requirements will be met. All certificate dividends are compounded monthly. Certificates are subject to a penalty for early withdrawal. APY = Annual Percentage Yield. |
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Automobiles, Motorcycles, RV's, etc.
Rates effective April 1, 2008 |
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72 Month* |
0.015753% -- 0.035616% |
5.75% -- 13.00% |
60 Month* |
0.014384% -- 0.044521% |
5.25% -- 16.25% |
48 Month* |
0.014384% --0.042466% |
5.25% -- 15.50% |
36 Month* |
0.013699% --0.041781% |
5.00% -- 15.25% |
RVs - 84 Month* |
0.019178% -- 0.026027% |
7.00% -- 9.50% |
RVs - 120 Month* |
0.023973% -- 0.032877% |
8.75% -- 12.00% |
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*Approximate Term--The approximate term is provided to disclose the term we use to calculate
payments for the Credit Union's open-end loan products. |
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Share Savings Secured |
0.016438% |
6.00% |
Certificate Secured |
0.015233% |
5.56%** |
**As of
4/1/08 this rate is 5.56% APR—based on 1 year share certificate rate for $100,000 or more.
Interest on all Share Certificates Loans will be 2% above the certificate rate.
See your loan disbursement voucher for our current rate. |
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Rates effective February 1, 2008 |
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Personal |
0.027123%--0.049041% |
9.90%--17.90% |
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Overdraft |
0.040822% |
14.90%** |
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Loan rates are based on credit worthiness as determined by applicant's credit bureau Beacon score. APR is Annual Percentage Rate.
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Rates effective September 1, 2007
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Platinum Visa |
0.027123% -- 0.049041% |
9.90% -- 17.90% |
Credit Card rate is based on credit worthiness as determined by applicant's credit bureau Beacon score. APR is Annual Percentage Rate. |
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